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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,719 | $155,555-34.0% | $146,866-30.1% | $155,188-33.8% |
| Participation rate | 57.1% | 84.0%-26.8pp | 82.5%-25.4pp | 80.8%-23.7pp |
| Annual return | 15.00% | 115.41%-100.4pp | 102.85%-87.8pp | 148.84%-133.8pp |
| Employer contribution / active EE | $1,453 | $4,647-68.7% | $4,425-67.2% | $4,248-65.8% |
| Participant deferral / active EE | $4,378 | $8,044-45.6% | $7,759-43.6% | $6,531-33.0% |
| Admin fee / account holder | $1,178 | $14,755-92.0% | $13,620-91.3% | $14,480-91.9% |