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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,174 | $176,120-67.0% | $159,487-63.5% | $167,553-65.3% |
| Participation rate | 66.7% | 85.0%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 10.87% | 331.95%-321.1pp | 263.71%-252.8pp | 478.89%-468.0pp |
| Employer contribution / active EE | $2,420 | $5,299-54.3% | $4,831-49.9% | $4,840-50.0% |
| Participant deferral / active EE | $9,294 | $7,752+19.9% | $7,354+26.4% | $6,343+46.5% |
| Admin fee / account holder | $21,264 | $12,561+69.3% | $10,804+96.8% | $12,316+72.6% |