Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,115 | $72,177-59.7% | $115,038-74.7% | $59,633-51.2% |
| Participation rate | 56.9% | 72.6%-15.7pp | 81.4%-24.5pp | 68.7%-11.8pp |
| Annual return | -1.38% | 12.02%-13.4pp | 26.14%-27.5pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $2,696 | $2,841-5.1% | $4,608-41.5% | $2,203+22.4% |
| Participant deferral / active EE | $1,398 | $4,783-70.8% | $6,026-76.8% | $3,192-56.2% |
| Admin fee / account holder | $845 | $4,927-82.8% | $8,175-89.7% | $4,297-80.3% |