Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,335 | $99,345-41.3% | $84,753-31.2% | $273,972-78.7% |
| Participation rate | 38.9% | 80.7%-41.8pp | 76.6%-37.7pp | 83.0%-44.1pp |
| Annual return | -0.95% | 22.93%-23.9pp | 22.78%-23.7pp | 41.46%-42.4pp |
| Employer contribution / active EE | $329 | $4,214-92.2% | $3,574-90.8% | $4,869-93.2% |
| Participant deferral / active EE | $1,545 | $4,270-63.8% | $3,712-58.4% | $5,287-70.8% |
| Admin fee / account holder | $5,438 | $6,645-18.2% | $5,333+2.0% | $10,133-46.3% |