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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,617 | $117,426-81.6% | $99,470-78.3% | $152,885-85.9% |
| Participation rate | 56.3% | 77.5%-21.3pp | 73.8%-17.6pp | 82.5%-26.2pp |
| Annual return | 40.53% | 31.87%+8.7pp | 30.72%+9.8pp | 345.39%-304.9pp |
| Employer contribution / active EE | $3,135 | $3,014+4.0% | $2,540+23.4% | $4,763-34.2% |
| Participant deferral / active EE | $5,284 | $4,086+29.3% | $3,619+46.0% | $5,851-9.7% |
| Admin fee / account holder | $827 | $7,634-89.2% | $6,252-86.8% | $11,598-92.9% |