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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,056 | $64,359-85.9% | $90,161-90.0% | $70,126-87.1% |
| Participation rate | 92.9% | 70.4%+22.4pp | 76.9%+16.0pp | 69.5%+23.3pp |
| Annual return | 29.83% | 28.13%+1.7pp | 34.89%-5.1pp | 73.15%-43.3pp |
| Employer contribution / active EE | $0 | $2,046-100.0% | $3,318-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $4,073 | $4,389-7.2% | $5,287-23.0% | $3,332+22.2% |
| Admin fee / account holder | $2,597 | $3,945-34.2% | $5,943-56.3% | $4,645-44.1% |