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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,994 | $56,287-84.0% | $80,977-88.9% | $62,881-85.7% |
| Participation rate | 74.0% | 68.9%+5.1pp | 75.8%-1.8pp | 69.3%+4.7pp |
| Annual return | 44.84% | 22.13%+22.7pp | 17.11%+27.7pp | 20.14%+24.7pp |
| Employer contribution / active EE | $0 | $1,943-100.0% | $3,715-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,977 | $4,196-29.1% | $5,696-47.7% | $3,203-7.1% |
| Admin fee / account holder | $939 | $3,742-74.9% | $5,517-83.0% | $4,296-78.1% |