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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,707 | $115,796-79.5% | $101,264-76.6% | $158,950-85.1% |
| Participation rate | 77.8% | 79.4%-1.6pp | 75.8%+2.0pp | 82.0%-4.2pp |
| Annual return | 22.28% | 56.15%-33.9pp | 46.48%-24.2pp | 302.91%-280.6pp |
| Employer contribution / active EE | $5,087 | $4,175+21.8% | $3,660+39.0% | $4,762+6.8% |
| Participant deferral / active EE | $4,058 | $4,958-18.2% | $4,370-7.2% | $5,983-32.2% |
| Admin fee / account holder | $2,267 | $7,247-68.7% | $5,947-61.9% | $11,248-79.8% |