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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,213 | $162,136+43.8% | $152,301+53.1% | $154,746+50.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 22.41% | 91.02%-68.6pp | 80.50%-58.1pp | 172.34%-149.9pp |
| Employer contribution / active EE | $11,591 | $4,890+137.0% | $4,624+150.6% | $4,379+164.7% |
| Participant deferral / active EE | $12,430 | $8,341+49.0% | $8,004+55.3% | $6,730+84.7% |
| Admin fee / account holder | $3,103 | $15,759-80.3% | $14,398-78.5% | $14,365-78.4% |