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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,476 | $165,399-21.1% | $149,745-12.9% | $158,982-17.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.99% | 348.34%-331.3pp | 276.72%-259.7pp | 302.99%-286.0pp |
| Employer contribution / active EE | $9,483 | $5,105+85.8% | $4,646+104.1% | $4,763+99.1% |
| Participant deferral / active EE | $6,164 | $7,183-14.2% | $6,843-9.9% | $5,983+3.0% |
| Admin fee / account holder | $703 | $10,811-93.5% | $9,312-92.5% | $11,252-93.8% |