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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,213 | $154,228+51.2% | $145,433+60.4% | $137,256+69.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 22.41% | 74.59%-52.2pp | 66.58%-44.2pp | 220.34%-197.9pp |
| Employer contribution / active EE | $11,591 | $4,804+141.3% | $4,554+154.5% | $4,156+178.9% |
| Participant deferral / active EE | $12,430 | $8,216+51.3% | $7,897+57.4% | $6,407+94.0% |
| Admin fee / account holder | $3,103 | $14,344-78.4% | $13,129-76.4% | $12,270-74.7% |