Filed May 4, 2018
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,249 | $78,707-6.9% | $117,861-37.9% | $70,126+4.5% |
| Participation rate | 23.8% | 73.2%-49.4pp | 79.7%-55.9pp | 69.5%-45.7pp |
| Annual return | 11.84% | 23.30%-11.5pp | 335.11%-323.3pp | 73.15%-61.3pp |
| Employer contribution / active EE | $945 | $2,223-57.5% | $3,786-75.1% | $2,343-59.7% |
| Participant deferral / active EE | $1,989 | $3,297-39.7% | $4,482-55.6% | $3,332-40.3% |
| Admin fee / account holder | $1,476 | $5,066-70.9% | $8,021-81.6% | $4,645-68.2% |