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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,753 | $115,903-76.9% | $100,528-73.4% | $158,966-83.2% |
| Participation rate | 71.4% | 81.6%-10.2pp | 79.4%-8.0pp | 82.0%-10.5pp |
| Annual return | 10.09% | 34.80%-24.7pp | 30.90%-20.8pp | 302.95%-292.9pp |
| Employer contribution / active EE | $1,051 | $4,105-74.4% | $3,419-69.2% | $4,762-77.9% |
| Participant deferral / active EE | $2,231 | $6,677-66.6% | $6,271-64.4% | $5,983-62.7% |
| Admin fee / account holder | $7,986 | $11,000-27.4% | $8,084-1.2% | $11,250-29.0% |