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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,865 | $96,558-73.2% | $80,977-68.1% | $273,972-90.6% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 38.46% | 15.14%+23.3pp | 17.11%+21.4pp | 41.46%-3.0pp |
| Employer contribution / active EE | $6,681 | $4,869+37.2% | $3,715+79.8% | $4,869+37.2% |
| Participant deferral / active EE | $2,195 | $6,598-66.7% | $5,696-61.5% | $5,287-58.5% |
| Admin fee / account holder | $883 | $7,493-88.2% | $5,517-84.0% | $10,133-91.3% |