Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,014 | $78,520-22.3% | $96,576-36.8% | $82,448-26.0% |
| Participation rate | 46.7% | 77.7%-31.1pp | 81.4%-34.8pp | 68.1%-21.4pp |
| Annual return | 12.58% | 41.30%-28.7pp | 38.47%-25.9pp | 41.64%-29.1pp |
| Employer contribution / active EE | $91 | $2,630-96.5% | $3,553-97.4% | $2,551-96.4% |
| Participant deferral / active EE | $1,076 | $6,754-84.1% | $7,956-86.5% | $4,139-74.0% |
| Admin fee / account holder | $2,992 | $13,455-77.8% | $11,381-73.7% | $7,234-58.6% |