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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,861 | $105,866+189.9% | $90,766+238.1% | $134,545+128.1% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -21.47% | -10.99%-10.5pp | -12.16%-9.3pp | 418.37%-439.8pp |
| Employer contribution / active EE | $1,289 | $3,464-62.8% | $2,922-55.9% | $4,742-72.8% |
| Participant deferral / active EE | $1,894 | $5,217-63.7% | $4,565-58.5% | $6,401-70.4% |
| Admin fee / account holder | $7,933 | $13,938-43.1% | $8,446-6.1% | $11,431-30.6% |