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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,324 | $175,259+65.7% | $149,723+93.9% | $139,487+108.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.18% | 166.82%-152.6pp | 134.50%-120.3pp | 373.84%-359.7pp |
| Employer contribution / active EE | $10,292 | $5,478+87.9% | $4,821+113.5% | $4,755+116.5% |
| Participant deferral / active EE | $7,113 | $6,522+9.1% | $5,682+25.2% | $6,713+6.0% |
| Admin fee / account holder | $17,333 | $16,158+7.3% | $13,215+31.2% | $11,407+51.9% |