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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,201 | $209,422+36.7% | $178,503+60.3% | $158,982+80.0% |
| Participation rate | 87.0% | 86.4%+0.6pp | 81.9%+5.0pp | 82.0%+5.0pp |
| Annual return | 11.29% | 188.81%-177.5pp | 151.12%-139.8pp | 302.99%-291.7pp |
| Employer contribution / active EE | $7,198 | $5,707+26.1% | $5,011+43.6% | $4,763+51.1% |
| Participant deferral / active EE | $5,469 | $5,955-8.2% | $5,202+5.1% | $5,983-8.6% |
| Admin fee / account holder | $3,822 | $17,079-77.6% | $13,987-72.7% | $11,252-66.0% |