Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,511 | $80,748-69.6% | $102,383-76.1% | $74,429-67.1% |
| Participation rate | 22.6% | 65.7%-43.1pp | 74.5%-51.9pp | 67.2%-44.6pp |
| Annual return | 12.98% | 27.57%-14.6pp | 24.94%-12.0pp | 1368.38%-1355.4pp |
| Employer contribution / active EE | $0 | $3,159-100.0% | $3,870-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $1,826 | $3,861-52.7% | $5,060-63.9% | $4,348-58.0% |
| Admin fee / account holder | $3,610 | $2,371+52.3% | $8,391-57.0% | $1,944+85.7% |