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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,396 | $176,838-43.8% | $146,685-32.2% | $167,518-40.7% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 14.31% | 24.04%-9.7pp | 22.75%-8.4pp | 478.71%-464.4pp |
| Employer contribution / active EE | $14,480 | $5,161+180.6% | $4,137+250.0% | $4,838+199.3% |
| Participant deferral / active EE | $11,492 | $6,441+78.4% | $5,507+108.7% | $6,342+81.2% |
| Admin fee / account holder | $669 | $13,262-95.0% | $10,281-93.5% | $12,312-94.6% |