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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,734 | $117,829-14.5% | $102,423-1.6% | $145,877-30.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 6.05% | 31.83%-25.8pp | 29.42%-23.4pp | 551.28%-545.2pp |
| Employer contribution / active EE | $3,913 | $3,615+8.3% | $3,023+29.4% | $4,663-16.1% |
| Participant deferral / active EE | $8,168 | $5,732+42.5% | $5,054+61.6% | $6,691+22.1% |
| Admin fee / account holder | $79,092 | $13,335+493.1% | $9,455+736.5% | $13,402+490.1% |