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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,115 | $112,131+5.3% | $95,964+23.1% | $158,982-25.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 3.91% | 171.19%-167.3pp | 91.64%-87.7pp | 302.99%-299.1pp |
| Employer contribution / active EE | $2,374 | $3,199-25.8% | $2,541-6.6% | $4,763-50.2% |
| Participant deferral / active EE | $4,486 | $4,784-6.2% | $4,167+7.7% | $5,983-25.0% |
| Admin fee / account holder | $14,763 | $10,136+45.6% | $6,797+117.2% | $11,252+31.2% |