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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,142,650 | $185,905+514.6% | $170,057+571.9% | $139,487+719.2% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 22.59% | 60.56%-38.0pp | 53.42%-30.8pp | 373.84%-351.2pp |
| Employer contribution / active EE | $20,839 | $7,597+174.3% | $6,790+206.9% | $4,755+338.3% |
| Participant deferral / active EE | $0 | $11,627-100.0% | $10,411-100.0% | $6,713-100.0% |
| Admin fee / account holder | $2,697 | $15,397-82.5% | $12,826-79.0% | $11,407-76.4% |