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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $593,159 | $184,000+222.4% | $162,185+265.7% | $152,909+287.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 25.48% | 150.80%-125.3pp | 115.61%-90.1pp | 345.46%-320.0pp |
| Employer contribution / active EE | $26,081 | $6,370+309.4% | $5,613+364.6% | $4,764+447.5% |
| Participant deferral / active EE | $0 | $8,033-100.0% | $7,297-100.0% | $5,851-100.0% |
| Admin fee / account holder | $1,380 | $13,124-89.5% | $10,844-87.3% | $11,601-88.1% |