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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,041 | $102,429-27.7% | $147,096-49.7% | $80,925-8.5% |
| Participation rate | 62.3% | 75.9%-13.5pp | 82.2%-19.8pp | 67.7%-5.3pp |
| Annual return | 13.43% | 135.02%-121.6pp | 419.75%-406.3pp | 35.65%-22.2pp |
| Employer contribution / active EE | $1,684 | $3,716-54.7% | $4,936-65.9% | $2,756-38.9% |
| Participant deferral / active EE | $4,562 | $6,649-31.4% | $8,071-43.5% | $4,299+6.1% |
| Admin fee / account holder | $2,253 | $7,957-71.7% | $13,005-82.7% | $6,940-67.5% |