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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,825 | $82,678-40.9% | $125,391-61.1% | $68,490-28.7% |
| Participation rate | 67.7% | 75.1%-7.3pp | 82.4%-14.6pp | 67.9%-0.2pp |
| Annual return | -11.69% | -5.97%-5.7pp | 572.41%-584.1pp | -7.85%-3.8pp |
| Employer contribution / active EE | $1,341 | $3,382-60.3% | $4,816-72.2% | $2,597-48.4% |
| Participant deferral / active EE | $4,078 | $6,111-33.3% | $7,448-45.2% | $4,028+1.3% |
| Admin fee / account holder | $1,672 | $6,277-73.4% | $10,009-83.3% | $5,403-69.1% |