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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,041 | $102,382-27.7% | $147,005-49.6% | $80,874-8.4% |
| Participation rate | 62.3% | 75.8%-13.5pp | 82.2%-19.8pp | 67.6%-5.3pp |
| Annual return | 13.43% | 134.89%-121.5pp | 418.76%-405.3pp | 35.62%-22.2pp |
| Employer contribution / active EE | $1,684 | $3,715-54.7% | $4,934-65.9% | $2,756-38.9% |
| Participant deferral / active EE | $4,562 | $6,646-31.4% | $8,070-43.5% | $4,297+6.2% |
| Admin fee / account holder | $2,253 | $7,942-71.6% | $13,006-82.7% | $6,935-67.5% |