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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,283 | $138,114-45.5% | $125,391-40.0% | $134,545-44.0% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -12.24% | 750.88%-763.1pp | 572.41%-584.7pp | 418.37%-430.6pp |
| Employer contribution / active EE | $1,011 | $5,246-80.7% | $4,816-79.0% | $4,742-78.7% |
| Participant deferral / active EE | $7,066 | $7,801-9.4% | $7,448-5.1% | $6,401+10.4% |
| Admin fee / account holder | $51 | $11,570-99.6% | $10,009-99.5% | $11,431-99.6% |