Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,280 | $77,638-27.5% | $156,551-64.0% | $62,881-10.5% |
| Participation rate | 29.5% | 71.2%-41.7pp | 84.0%-54.5pp | 69.3%-39.8pp |
| Annual return | 4.66% | 50.33%-45.7pp | 32.23%-27.6pp | 20.14%-15.5pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $5,501-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,436 | $3,046-52.8% | $4,871-70.5% | $3,203-55.2% |
| Admin fee / account holder | $3,859 | $5,561-30.6% | $13,028-70.4% | $4,296-10.2% |