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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,835 | $138,114-61.7% | $125,391-57.9% | $134,545-60.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 14.18% | 750.88%-736.7pp | 572.41%-558.2pp | 418.37%-404.2pp |
| Employer contribution / active EE | $3,450 | $5,246-34.2% | $4,816-28.4% | $4,742-27.2% |
| Participant deferral / active EE | $7,218 | $7,801-7.5% | $7,448-3.1% | $6,401+12.8% |
| Admin fee / account holder | $5,685 | $11,570-50.9% | $10,009-43.2% | $11,431-50.3% |