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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,348 | $176,120-74.3% | $159,487-71.6% | $167,553-72.9% |
| Participation rate | 81.8% | 85.0%-3.1pp | 82.8%-1.0pp | 82.1%-0.3pp |
| Annual return | 15.15% | 331.95%-316.8pp | 263.71%-248.6pp | 478.89%-463.7pp |
| Employer contribution / active EE | $3,004 | $5,299-43.3% | $4,831-37.8% | $4,840-37.9% |
| Participant deferral / active EE | $4,237 | $7,752-45.3% | $7,354-42.4% | $6,343-33.2% |
| Admin fee / account holder | $2,460 | $12,561-80.4% | $10,804-77.2% | $12,316-80.0% |