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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,553 | $107,353+17.0% | $92,903+35.1% | $152,885-17.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 16.47% | 145.62%-129.1pp | 109.43%-93.0pp | 345.39%-328.9pp |
| Employer contribution / active EE | $12,575 | $4,222+197.9% | $3,653+244.2% | $4,763+164.0% |
| Participant deferral / active EE | $16,006 | $4,848+230.2% | $4,238+277.7% | $5,851+173.6% |
| Admin fee / account holder | $1,281 | $7,081-81.9% | $5,795-77.9% | $11,598-89.0% |