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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,634 | $148,623-63.2% | $135,974-59.8% | $139,466-60.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 55.29% | 79.30%-24.0pp | 68.30%-13.0pp | 373.66%-318.4pp |
| Employer contribution / active EE | $19,281 | $5,246+267.5% | $4,859+296.8% | $4,754+305.6% |
| Participant deferral / active EE | $8,364 | $8,103+3.2% | $7,760+7.8% | $6,712+24.6% |
| Admin fee / account holder | $414 | $12,406-96.7% | $10,767-96.2% | $11,409-96.4% |