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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,686 | $162,812-46.1% | $133,971-34.5% | $158,966-44.8% |
| Participation rate | 81.0% | 83.2%-2.3pp | 79.8%+1.1pp | 82.0%-1.0pp |
| Annual return | 14.18% | 41.94%-27.8pp | 45.09%-30.9pp | 302.95%-288.8pp |
| Employer contribution / active EE | $1,619 | $4,976-67.5% | $3,919-58.7% | $4,762-66.0% |
| Participant deferral / active EE | $3,274 | $5,910-44.6% | $5,047-35.1% | $5,983-45.3% |
| Admin fee / account holder | $1,718 | $11,741-85.4% | $8,929-80.8% | $11,250-84.7% |