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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,754 | $131,835-57.7% | $108,582-48.7% | $273,972-79.6% |
| Participation rate | 76.5% | 83.5%-7.0pp | 79.6%-3.1pp | 83.0%-6.5pp |
| Annual return | 6.97% | -91.57%+98.5pp | -51.70%+58.7pp | 41.46%-34.5pp |
| Employer contribution / active EE | $1,350 | $4,913-72.5% | $3,758-64.1% | $4,869-72.3% |
| Participant deferral / active EE | $2,164 | $5,127-57.8% | $4,311-49.8% | $5,287-59.1% |
| Admin fee / account holder | $334 | $10,253-96.7% | $7,645-95.6% | $10,133-96.7% |