Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,256 | $73,848-87.5% | $143,799-93.6% | $68,486-86.5% |
| Participation rate | 61.9% | 66.7%-4.8pp | 80.3%-18.4pp | 67.9%-6.0pp |
| Annual return | -19.10% | 0.91%-20.0pp | -0.04%-19.1pp | -7.85%-11.2pp |
| Employer contribution / active EE | $1,174 | $3,184-63.1% | $4,952-76.3% | $2,597-54.8% |
| Participant deferral / active EE | $1,825 | $3,385-46.1% | $5,638-67.6% | $4,028-54.7% |
| Admin fee / account holder | $2,771 | $5,755-51.9% | $14,677-81.1% | $5,404-48.7% |