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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,118 | $135,956-93.3% | $123,894-92.6% | $273,972-96.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 1.97% | 56.63%-54.7pp | 47.52%-45.5pp | 41.46%-39.5pp |
| Employer contribution / active EE | $33,862 | $5,170+555.0% | $4,617+633.5% | $4,869+595.5% |
| Participant deferral / active EE | $24,676 | $6,343+289.0% | $5,984+312.4% | $5,287+366.7% |
| Admin fee / account holder | $375,234 | $9,817+3722.1% | $8,357+4390.0% | $10,133+3603.2% |