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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,905 | $154,754-70.3% | $124,206-63.0% | $138,895-66.9% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 12.59% | 709.28%-696.7pp | 515.27%-502.7pp | 145.39%-132.8pp |
| Employer contribution / active EE | $6,682 | $4,446+50.3% | $3,540+88.7% | $4,194+59.3% |
| Participant deferral / active EE | $5,351 | $4,621+15.8% | $3,968+34.9% | $6,396-16.3% |
| Admin fee / account holder | $2,457 | $6,690-63.3% | $5,929-58.6% | $12,562-80.4% |