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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,567 | $97,761-83.1% | $83,850-80.2% | $135,382-87.8% |
| Participation rate | 54.2% | 80.0%-25.8pp | 76.1%-22.0pp | 82.6%-28.5pp |
| Annual return | -2.93% | 1287.44%-1290.4pp | 850.92%-853.9pp | 519.77%-522.7pp |
| Employer contribution / active EE | $955 | $4,222-77.4% | $3,631-73.7% | $4,779-80.0% |
| Participant deferral / active EE | $1,667 | $4,682-64.4% | $4,082-59.2% | $5,609-70.3% |
| Admin fee / account holder | $6,942 | $6,674+4.0% | $5,478+26.7% | $10,829-35.9% |