Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,331 | $103,387-95.8% | $87,102-95.0% | $152,885-97.2% |
| Participation rate | 52.4% | 79.4%-27.0pp | 76.9%-24.5pp | 82.5%-30.1pp |
| Annual return | 7.03% | 28.10%-21.1pp | 28.19%-21.2pp | 345.39%-338.4pp |
| Employer contribution / active EE | $986 | $3,221-69.4% | $2,521-60.9% | $4,763-79.3% |
| Participant deferral / active EE | $1,552 | $4,778-67.5% | $4,048-61.7% | $5,851-73.5% |
| Admin fee / account holder | $1,705 | $12,193-86.0% | $7,491-77.2% | $11,598-85.3% |