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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,166 | $95,415-14.9% | $185,851-56.3% | $85,851-5.5% |
| Participation rate | 89.0% | 68.8%+20.2pp | 81.7%+7.3pp | 69.3%+19.7pp |
| Annual return | 13.34% | 23.59%-10.3pp | 122.11%-108.8pp | 318.63%-305.3pp |
| Employer contribution / active EE | $1,772 | $3,314-46.5% | $5,168-65.7% | $2,565-30.9% |
| Participant deferral / active EE | $2,983 | $3,424-12.9% | $5,569-46.4% | $3,952-24.5% |
| Admin fee / account holder | $511 | $7,215-92.9% | $16,245-96.9% | $6,261-91.8% |