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Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,976 | $75,832-47.3% | $147,617-72.9% | $59,633-33.0% |
| Participation rate | 81.7% | 71.6%+10.1pp | 84.6%-2.9pp | 68.7%+13.0pp |
| Annual return | -2.68% | 0.37%-3.0pp | 61.98%-64.7pp | 2041.45%-2044.1pp |
| Employer contribution / active EE | $1,411 | $3,485-59.5% | $5,564-74.6% | $2,203-36.0% |
| Participant deferral / active EE | $2,604 | $3,131-16.8% | $4,895-46.8% | $3,192-18.4% |
| Admin fee / account holder | $147 | $5,986-97.5% | $11,612-98.7% | $4,297-96.6% |