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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,452 | $165,361-49.5% | $149,715-44.3% | $158,950-47.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.13% | 348.24%-333.1pp | 276.66%-261.5pp | 302.91%-287.8pp |
| Employer contribution / active EE | $2,016 | $5,103-60.5% | $4,645-56.6% | $4,762-57.7% |
| Participant deferral / active EE | $4,984 | $7,182-30.6% | $6,842-27.2% | $5,983-16.7% |
| Admin fee / account holder | $1,059 | $10,808-90.2% | $9,310-88.6% | $11,248-90.6% |