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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,289 | $81,457-23.5% | $103,378-39.7% | $80,911-23.0% |
| Participation rate | 84.7% | 66.8%+17.9pp | 74.5%+10.2pp | 67.6%+17.1pp |
| Annual return | 10.24% | 25.58%-15.3pp | 24.91%-14.7pp | 35.63%-25.4pp |
| Employer contribution / active EE | $2,411 | $3,107-22.4% | $3,870-37.7% | $2,756-12.5% |
| Participant deferral / active EE | $4,516 | $3,871+16.7% | $5,058-10.7% | $4,297+5.1% |
| Admin fee / account holder | $4,566 | $6,717-32.0% | $8,401-45.6% | $6,935-34.2% |