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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,129 | $104,106-51.8% | $71,086-29.5% | $135,382-63.0% |
| Participation rate | 100.0% | 65.7%+34.3pp | 54.7%+45.3pp | 82.6%+17.4pp |
| Annual return | -6.03% | 1256.30%-1262.3pp | 650.59%-656.6pp | 519.77%-525.8pp |
| Employer contribution / active EE | $6,235 | $1,485+319.9% | $1,088+473.2% | $4,779+30.5% |
| Participant deferral / active EE | $3,810 | $2,527+50.8% | $1,874+103.3% | $5,609-32.1% |
| Admin fee / account holder | $596 | $4,142-85.6% | $3,082-80.7% | $10,829-94.5% |