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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,171 | $112,112+24.1% | $95,956+45.0% | $158,950-12.4% |
| Participation rate | 90.0% | 79.0%+11.0pp | 77.1%+12.9pp | 82.0%+8.0pp |
| Annual return | 19.21% | 171.15%-151.9pp | 91.63%-72.4pp | 302.91%-283.7pp |
| Employer contribution / active EE | $4,379 | $3,199+36.9% | $2,541+72.3% | $4,762-8.0% |
| Participant deferral / active EE | $3,394 | $4,784-29.1% | $4,167-18.5% | $5,983-43.3% |
| Admin fee / account holder | $2,936 | $10,134-71.0% | $6,797-56.8% | $11,248-73.9% |