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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,577 | $81,276+208.3% | $155,574+61.1% | $80,925+209.6% |
| Participation rate | 78.6% | 66.2%+12.3pp | 78.2%+0.4pp | 67.7%+10.9pp |
| Annual return | 14.92% | 33.36%-18.4pp | 64.87%-49.9pp | 35.65%-20.7pp |
| Employer contribution / active EE | $7,155 | $3,103+130.6% | $4,676+53.0% | $2,756+159.6% |
| Participant deferral / active EE | $4,775 | $3,453+38.3% | $5,629-15.2% | $4,299+11.1% |
| Admin fee / account holder | $48,912 | $7,993+511.9% | $15,914+207.3% | $6,940+604.8% |