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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,351 | $91,198+245.8% | $178,503+76.7% | $79,856+294.9% |
| Participation rate | 88.1% | 69.2%+18.9pp | 81.9%+6.2pp | 69.6%+18.5pp |
| Annual return | 22.29% | 24.20%-1.9pp | 151.12%-128.8pp | 31.71%-9.4pp |
| Employer contribution / active EE | $8,708 | $3,257+167.4% | $5,011+73.8% | $2,471+252.4% |
| Participant deferral / active EE | $5,485 | $3,237+69.5% | $5,202+5.4% | $3,741+46.6% |
| Admin fee / account holder | $613 | $6,748-90.9% | $13,987-95.6% | $5,306-88.4% |