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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,083 | $77,157-33.8% | $108,405-52.9% | $85,847-40.5% |
| Participation rate | 96.7% | 74.7%+22.0pp | 80.1%+16.5pp | 69.3%+27.3pp |
| Annual return | 11.52% | 44.55%-33.0pp | 905.55%-894.0pp | 318.61%-307.1pp |
| Employer contribution / active EE | $4,016 | $2,379+68.8% | $3,559+12.9% | $2,565+56.6% |
| Participant deferral / active EE | $4,508 | $5,567-19.0% | $6,563-31.3% | $3,952+14.1% |
| Admin fee / account holder | $3,303 | $5,174-36.2% | $7,297-54.7% | $6,261-47.2% |