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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,499 | $65,367+29.3% | $92,915-9.1% | $72,976+15.8% |
| Participation rate | 43.2% | 68.3%-25.1pp | 76.0%-32.8pp | 69.5%-26.3pp |
| Annual return | 18.84% | 42.11%-23.3pp | 109.45%-90.6pp | 81.02%-62.2pp |
| Employer contribution / active EE | $1,189 | $2,594-54.2% | $3,653-67.5% | $2,440-51.3% |
| Participant deferral / active EE | $2,207 | $3,128-29.5% | $4,238-47.9% | $3,608-38.8% |
| Admin fee / account holder | $3,874 | $4,251-8.9% | $5,796-33.2% | $5,124-24.4% |